Terms of Use

Last updated: July 2, 2026

By accessing this website you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational Use

Content on this site is for general informational purposes only and does not constitute insurance advice, an offer to insure, or a binding quote. Coverage is subject to underwriting and policy terms.

Licensing

Arroyo Insurance Services is a Licensed Insurance Agent in California — California Department of Insurance License #0F09616. We only transact insurance in states where we are licensed.

No Warranty

The site is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or availability of any content.

Limitation of Liability

To the fullest extent permitted by law, Arroyo Insurance Services is not liable for indirect, incidental, or consequential damages arising from use of this site.

Third-Party Links

Links to third-party sites (including our quote form provider) are provided for convenience and are not endorsements. We are not responsible for their content or practices.

Changes

We may update these terms at any time. Continued use of the site constitutes acceptance of the updated terms.

Contact

Arroyo Insurance Services — Long Beach, California · (310) 356-8201